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I love me some daytime TV especially lifestyle shows where they share tips and show you how to do fun projects and save a dollar – or two.
One of my favorite shows is The Real and it is the season where they are discussing everything holiday – from fashion, cooking, how-to’s, holiday makeup tutorials, etc.
One of the many topics discussed from one of their previous holiday season segments was ways to save money.
Wendy Raquel Robinson (awesome actress – you may know her as “Tasha Mack” from the TV show, The Game) was a guest host on the money tips episode and she said something that literally made me laugh out loud, but it was so true!
“Stretch that dollar ’til it hollers!”
Would it be great if you can afford gifts for everyone?
But, not all family and household budgets are setup to go crazy on Christmas! As much as I love Christmas, I know going over-budget and being stuck with a huge pile of debt is not the way to go.
As one of my favorite financial educators, Dave Ramsey, says:
“Christmas is NOT an emergency!”
I want to share some holiday savings tips with you that I saw on The Real and some of my own.
Check out these 5 easy tips that will help you save a buck (or two) this holiday season:
1. Invest in Cheap Travel
I know that sounds corny, but it’s true. If you are planning to travel via the airline this season, go for the all-inclusive travel deals that include flights, hotels and rental cars all packaged into one. You save a whole lotta dough! Ching! Ching!
One of my goals is to travel more. Period. This goal is starting to come to life in February’18 and I am so very thankful.
2. Save/Cut Back on Beauty Maintenance
It takes an army of professionals to help us maintain our beauty ladies, right? We enlist the help of hairstylists, manicurists, estheticians, etc. So much money – oh my goodness!
I have a little solution – do some of those processes yourself. You will be the DIY diva if you can pull this off!
Sometimes I do my own hair, mani/pedi’s and I even pulled out the good old razor.
I know some you like to get a professional beat for the holidays (that’s makeup, y’all), but that’s gonna cost ya a good coin.
I suggest you apply your own makeup. I do it all the time. If I can do it, you can too!
Use these tips from our resident MAC beauty makeup artist, Amanda, as she shows how to apply a “glow-up” look from start to finish!
Will I miss the professionals? Absolutely. Never hurts to call them to see if they are running any holiday specials – that’s a savings, too!
But, I am saving a few bucks. I can use the money saved from this to add to my Christmas budget – no credit cards involved!
3. Save/Cut Back on Eating Out
This is a BIG one! I’m talking Fred Sanford big one!
I am going to follow my own advice here. I lovvvvvveeee eating out during my lunch break at work. I get this huge sense of peace when I am away from the office. It is a great way to just breathe and take care of you – even it is just one hour.
Although it’s peaceful, it can become very expensive. Almost $40 in a week – for real, for real.
I can use that money towards a Christmas gift(s) or save it.
If you’re like me (a person who dislikes cooking) I incorporate services like Blue Apron or I go to the grocery store and get frozen foods like Lean Cuisine, salad ingredients, fruit, snacks, etc.
For the past few months, I’ve been bringing my breakfast, snacks and lunch to work M-Th and then Fridays I go out to eat on a dime.
Here’s an example of one my hearty lunches that cost less than going out to eat for lunch:
4. Get Table Decor & More From Dollar Tree
Seriously! You will be surprised to see what they have to offer. You can make a beautiful dinner table display with their decor. I actually saw this idea on the FabLife Show (a daytime show I loved that unfortunately got canceled.)
Dollar Tree has a wide selection of holiday materials to choose from gift wrap, bows, figurines, wine glasses, toys and more!
Check out the Christmas catalog where they show you all the goodies they have to offer for only $1!
In the image below (from Fablife) all of the items were purchased from the dollar store. This table decor looks like it’s valued at over $200!
5. Save Smart with DIGIT
I have written a full-length blog post about this service, Facebook’d, Instagrammed and tweeted about the amazing powers of DIGIT.
They help you save money without you thinking about it.
I will never vouch for a service that I have not used. I use their service now and their intelligent withdrawals has helped me save more than I would have ever done on my own.
Try’em out and let me know what you think.
You can create a budget for things like, “Rainy Day funds” or “Christmas Budget” or anything you’re specifically saving for.
If you create a “Christmas Budget” use that money to buy your Christmas gifts – no credit cards needed.
Here’s a clip from The Real where, Tiffany “The Budgetnista” Aliche, paid a visit and shared some of her seasonal, financial tips. Check out the video here:
Well, that’s all folks! I hope these tips helped you out. If you have any tips you want to share, please feel free to comment and share with us!